Soups & Comfort

Ultra-Creamy Loaded Baked Potato Soup

Velvety Yukon gold potatoes simmered with aromatic garlic, sharp cheddar cheese, sour cream, and crowned with crispy bacon lardons and fresh chives.

January 30, 2026 By Chef Clara 4.8 (47 votes)
Ultra-Creamy Loaded Baked Potato Soup
The Quick Takeaway

In a nutshell: This authentic american ultra-creamy loaded baked potato soup comes together in just 40 mins using simple whole ingredients. The chef's secret is to Yukon Golds provide a naturally buttery, velvety texture that never gets gluey, while Russ. Perfect for home cooks seeking a dependable, restaurant-quality finish with minimal effort.

Prep Time 15 mins
Cook Time 25 mins
Total Time 40 mins
Cuisine American
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This Ultra-Creamy Loaded Baked Potato Soup is the ultimate cold-weather comfort food. Made with tender Yukon gold potatoes, rich chicken broth, sharp cheddar, and cool sour cream, each spoonful delivers the hearty flavor of a fully loaded twice-baked potato. Finished with crisp applewood smoked bacon and vibrant chives, it is pure comfort in a bowl.

Key Equipment

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Chef's Pro-Tips

  • Pick Yukon Gold or Russet potatoes: Yukon Golds provide a naturally buttery, velvety texture that never gets gluey, while Russets break down into a thick, hearty soup base. A 50/50 mix is ideal.
  • Render bacon first for foundational flavor: Sautéing your onions and making your roux directly in the rendered bacon drippings infuses rich smokiness throughout the entire broth.
  • Mash, don't over-puree: Use a handheld potato masher to crush about half the potatoes, leaving chunks for texture. Over-blending with a food processor can turn potato starch gluey.
  • Add cheddar off the heat: Turn off the flame before stirring in your grated cheese and sour cream. High heat can cause cheese oils to separate and curdle the dairy.

Ingredients
6 servings

  • 3 lbs Yukon gold or russet potatoes, peeled and cut into 1/2-inch cubes
  • 8 slices thick-cut applewood smoked bacon, chopped into bite-sized pieces
  • 1 medium yellow onion, finely diced
  • 4 cloves garlic, minced
  • 3 tbsp all-purpose flour, for roux thickening
  • 4 cups low-sodium chicken broth, or vegetable broth
  • 1 ½ cups whole milk or half-and-half, room temperature
  • ½ cup heavy whipping cream, for luscious finish
  • ½ cup sour cream, full-fat preferred
  • 2 cups sharp yellow cheddar cheese, freshly grated, divided
  • 1 tsp kosher salt, or to taste
  • ½ tsp freshly ground black pepper, to taste
  • ¼ tsp garlic powder, for savory depth
  • ¼ cup fresh chives or green scallions, finely sliced, for garnish
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Step-by-Step Instructions

1

Crisp the Bacon

Place a large Dutch oven or heavy soup pot over medium heat. Add the chopped bacon and cook for 7-9 minutes until deeply browned and crisp. Using a slotted spoon, transfer the crispy bacon to a paper towel-lined plate, reserving 2 tablespoons of bacon grease in the pot (drain any excess).

2

Sauté Aromatics & Build Roux

In the reserved bacon drippings over medium heat, add the diced yellow onion. Cook for 4-5 minutes until translucent and tender. Add the minced garlic and cook for 1 minute until fragrant. Sprinkle 3 tablespoons of flour over the onions and cook, stirring continuously, for 1 minute to remove the raw flour taste.

3

Simmer Potatoes in Broth

Slowly pour in the chicken broth and whole milk while whisking constantly to prevent lumps. Add the cubed potatoes, 1 tsp salt, 1/2 tsp black pepper, and garlic powder. Bring to a gentle boil, then reduce heat to medium-low, cover, and simmer for 15-18 minutes until the potatoes are fork-tender.

4

Mash to Desired Texture

Uncover the pot. Use a potato masher to smash about half of the potato cubes directly in the broth until the soup thickens naturally, keeping plenty of tender potato chunks intact for hearty texture.

5

Stir in Cream, Sour Cream & Cheddar

Lower heat to low. Stir in the heavy cream, sour cream, half of the crispy bacon, and 1 ½ cups of the freshly grated cheddar cheese. Stir continuously until the cheese has completely melted into a rich, silky soup base. Taste and adjust salt and pepper if needed.

6

Ladle, Garnish & Serve

Ladle hot soup into deep bowls. Crown each serving generously with the remaining melted cheddar cheese, crispy reserved bacon lardons, a dollop of sour cream, and fresh sliced chives. Serve piping hot with warm crusty bread!

Chef Clara's Kitchen Picks

Kitchen Essentials

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#2 in Baking Sheets

Nordic Ware Naturals Half Sheet, 2-Pack

Warp-resistant aluminum for even browning, from sheet-pan dinners to cookies.

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Victorinox Fibrox Pro 8" Chef's Knife

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TILUCK Stainless Measuring Cups & Spoons, 10-Pc

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Mercer Culinary Locking Tongs, 9" + 12"

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Amazon Basics Non-Stick Parchment Paper Roll

Non-stick paper for lining pans – easy release, easy cleanup.

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Woodenhouse Teak Wooden Spoons, 10-Pc

Teak spoons gentle on cookware and built for daily stirring.

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OXO Good Grips Silicone Whisk Set, 9" + 11"

Silicone whisks safe for nonstick pans, in two sizes.

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#3 in Cooling Racks

Ultra Cuisine Stainless Cooling Rack Set of 2

Stainless racks that fit half sheets – for cooling bakes and crisping roasts.

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Umite Chef Stainless Mixing Bowls with Lids, 8-Pc

Nesting stainless bowls with airtight lids, from prep to storage.

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Hamilton Beach 6-Speed Electric Hand Mixer

Six speeds with a snap-on storage case for the beaters.

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Frequently Asked Questions

Yes! Cook the diced potatoes, onions, garlic, and chicken broth on LOW for 6-7 hours (or HIGH for 3-4 hours) until fork tender. Mash slightly, then stir in a warm butter-flour slurry with the cream, cheddar, and sour cream 30 minutes before serving.

Potato soups with high dairy content can change texture upon thawing. If freezing, make the soup without the sour cream and heavy cream. Freeze for up to 3 months, then stir in the dairy and cheese when reheating gently on the stovetop.

Easily! Swap the chicken broth for rich vegetable broth, use 3 tablespoons of butter instead of bacon fat to cook the aromatics, and substitute smoked paprika or crispy smoked tempeh for the bacon garnish.